Effective Risk Management Sdn Bhd


We take pride in producing those few extra percentage points that make different for our customers. We are pride ourselves on the way we do it. With experience of accumulated expertise in producing the desired result through effective communications with debtors.

Effective Risk Management Sdn. Bhd  (ERMSB) was established in 2004 and has grown from strength to strength in the local consultation and management industry of credit processing, debt management, debt recovery and collection services.
Over a short period of time, ERMSB is proud to have been entrusted by MTSB and MCCM to recover total receivables amounting to RM180.0 million.
We are confident of providing effective and efficient solutions to our clients in achieving improved recovery rate,  reduced delinquencies and enhanced cash flow and account receivables position.
We offer a framework that maximises the client service benefits of our organisation  in knowledge, innovation and specialisation, strong and extensive network with ANGKASA, legal firms and debt collection agencies, fully computerised and web – based IT system for improved efficiency and delivery of a seamless service.
Allow us to lift the burden whilst at the same time remove the distraction of non-performing loans (NPL), other bad and doubtful debts and eliminate other related impediments so as to free our clients to undertake and concentrate on strategic and productive business endeavours.
ERMSB aims to provide our  clients with the peace of mind and time to focus and channel their resources on more important business  activities and opportunities in facing the challenges of an increasingly dynamic market environment.

In the final analysis, our pool of resources, experience and expertise , commitment and passion will enable us to make a positive impact on your company and ensure that your desired need is met and your worries and cost is kept to a minimum.